Instant Pay gives you the flexibility and control to access your earnings at any time. With Instant Pay, you can cash out your available earnings to a bank account or debit card up to 6 times a day. You must have at least $1 in available earnings to cash out, and a $1.25 fee will apply each time you cash out. You can cash out up to a total of $6,000 each week.
To set up Instant Pay
Once you’ve added your account information to your Instant Pay account, select Cash Out to cash out. Fees apply.
Uber debit card options
You can sign up for the Uber Pro Card from Branch. Upon approval, you’ll receive your card in the mail within 8-12 business days. Some benefits include:
If you want to use other cashout options, you have to turn off automatic payouts.
The Uber Pro Card from Branch can only be associated with one account, and the card can’t be transferred to a different account. Branch manages enrollment for the card, and approval is not guaranteed.
Using personal debit cards
If you have a personal Visa, MasterCard, or Discover debit card, you can add it to Instant Pay and cash out up to 6 times each day. You must have at least $1 in available earnings in order to cash out. A $1.25 transfer fee applies each time you cash out.
Not all debit cards are eligible. While Uber strives to make Instant Pay as reliable and instant as possible, some banks may still take 2-3 days to process an Instant Pay cashout. If a bank rejects a payment, or it fails in the Uber system for any technical reason, the payment will be routed to the bank account you have on file, and you will receive the payment in 1-3 business days.
Instant pay access issues
You might not be eligible for Instant Pay yet if:
Instant Pay taking longer than expected
Your Instant Pay transfers may take longer than expected for the following reasons.
Some banks may still take 2-3 days to process an Instant Pay cashout. If a bank rejects a payment, or it fails in the Uber system for any technical reason, the payment will be routed to the bank account you have on file, and you will receive the payment in 1-3 business days.
Your trip may be still processing, but we’ll make your earnings available as soon as we can. On rare occasions, we might be reviewing the trip for possible violations of Uber terms and conditions.
Not all debit cards are eligible to accept fast funds. Banks may choose at any time to disable the acceptance of fast funds. The name on the debit card used for Instant Pay must match the name on your Uber account. Any funds not cashed out through Instant Pay by 4am local time on Mondays will be routed to your regular bank account via direct deposit.
Your app access is being reviewed. Uber reserves the right to block access to Instant Pay at any time for any reason, including for improper use of the Uber app, account deactivation, or further review of trips completed.
Not all drivers are eligible for Instant Pay. Drivers that are renting or leasing a vehicle through Uber’s Vehicle Solutions program, drivers who pay wage garnishments, drivers who take Uber Black trips (outside New York City), and Taxi partners are not eligible. Eligibility may change and having access at one point does not ensure future access to Instant Pay.
Your account is inactive. A driver’s account must be in active status to have access to Instant Pay.
Fares under review for improper use aren’t eligible for Instant Pay cashout. Deductions to your trip earnings will impact the total amount that is available for cashout.