Instant Pay lets you access your earnings at any time. You can cash out your available earnings to a bank account or debit card up to 6 times a day. You must have at least $1 in available earnings to cash out, and a $1.25 fee applies each time. You can cash out up to $6,000 each week and $3000 per cashout.
To set up Instant Pay
- From your Driver app, select the menu button on the top left of the screen
- Choose Wallet > Payment Methods > Bank Account or Add debit card
- Enter the required information for your bank account or debit card
- Select Cash Out.
Uber debit card options
You can sign up for the Uber Pro Card from Branch. After approval, you’ll receive your card in the mail within 8-12 business days. Some benefits include:
- No annual fees or credit checks
- Free automatic payouts after each completed trip
- Guaranteed cash-back on gas and electric vehicle (EV) charging
To use other cashout options, you must turn off automatic payouts.
The Uber Pro Card can only be associated with one account and can’t be transferred to another. Branch manages enrollment, and approval is not guaranteed.
Using personal debit cards
If you have a personal Visa, MasterCard, or Discover debit card, you can add it to Instant Pay and cash out up to 6 times a day. You must have at least $1 in available earnings in order to cash out. A $1.25 transfer fee applies each time.
Not all debit cards are eligible. While Uber strives to make Instant Pay reliable and instant, some banks may take 2-3 days to process an Instant Pay cashout. If a bank rejects a payment, or it fails in the Uber system for technical reasons, the payment will be routed to the bank account you have on file, and you’ll receive it in 1-3 business days.
Instant pay access issues
You might not be eligible for Instant Pay if:
- You don’t have an active ridesharing account
- You pay for vehicle financing or have wage garnishments
- Your account is flagged for security risk and is under review
Instant Pay taking longer than expected
Your Instant Pay transfers may take longer than expected for the following reasons:
- Some banks take 2-3 days to process an Instant Pay cashout. If a bank rejects a payment, or it fails in the Uber system for technical reasons, the payment will be routed to the bank account you have on file, and you’ll receive it in 1-3 business days.
- Your trip may be still processing, but we’ll make your earnings available as soon as we can. On rare occasions, we might review the trip for possible violations of Uber terms and conditions.
- Not all debit cards are eligible to accept fast funds. Banks may disable the acceptance of fast funds at any time. The name on the debit card used for Instant Pay must match the name on your Uber account. Any funds not cashed out by 4am local time on Mondays are routed to your regular bank account via direct deposit.
- Your app access is being reviewed. Uber reserves the right to block access to Instant Pay at any time for any reason, including for improper use of the Uber app, account deactivation, or further review of completed trips.
- Not all drivers are eligible for Instant Pay. Drivers renting or leasing a vehicle through Uber’s Vehicle Solutions program, those who pay wage garnishments, those taking Uber Black trips (outside New York City), and Taxi partners aren’t eligible. Eligibility may change, and having access at one point doesn’t ensure future access.
- Your account is inactive. A driver’s account must be active to access Instant Pay.
- Fares under review for improper use aren’t eligible for Instant Pay cashouts. Deductions to your trip earnings will impact the total amount available for cashout.