You may have different protections if you wish to dispute a charge to your payment method depending on whether that payment method is a credit card, debit card, or checking account. These protections differ based on legal requirements, network rules (e.g., Visa or Mastercard rules), or your bank's own policies. Generally, legal requirements protect you if someone uses your credit card, debit card, or checking account without your permission (e.g., by stealing your account number), but this protection typically is greater for credit cards than debit cards or checking accounts; also, the law provides protection for certain types of disputes (e.g., if a service you paid for differs from that agreed upon) if you use a credit card, but not if you use a debit card or checking account. However, many banks voluntarily provide the same protection to credit cards, debit cards, and checking accounts.
You should contact your card issuers or banks to learn further what are your protections for your credit cards, debit cards, or checking accounts. Furthermore, if you wish to dispute a charge by Uber, you can contact us through the Uber app.