DRIVER INJURY PROTECTION OVERVIEW Get peace of mind while you drive. For less than four cents a mile, Driver Injury Protection helps minimize the financial impact an accident could have on you and your family. This optional insurance program is offered by Uber’s partner Aon.
This insurance offers several important accident benefits for drivers including: - Medical expenses: Up to $1,000,000 with no deductible or co-pay - Disability payments: Up to $500 a week in income replacements for lost earnings - Survivors benefits: Offering peace of mind for your family’s financial security
Protecting yourself against unforeseen medical expenses and eligible earnings loss resulting from a covered accident with affordable Driver Injury Protection can be a smart financial move, and can help minimize the economic impact that an accident would have on you and your family.
COST OF PROGRAM For drivers using a passenger vehicle, coverage costs less than 4 cents per mile ($0.0375 per mile). You are only charged for miles when you are on-trip. Premium is calculated based on miles traveled while you’re on a covered trip.
This rate is subject to change. If a change occurs, insureds will be notified in advance. Premium is rounded at the end of each trip to the nearest cent.
WHEN AM I COVERED? Coverage starts as soon as you have enrolled and meet the eligibility requirements. Although you are only charged while you are on-trip, you are protected for injuries covered by the policy while: - You are online, including when you are available for trip requests - En route to pick up a passenger/delivery, or - On a trip using the Uber app.
You are not covered when you are performing services for another company, nor when driving your vehicle for pleasure.
Like most insurance policies, Driver Injury Protection has some general and benefit-specific exclusions. For details and to enroll, visit driverinjuryprotection.uber.com
More questions? See the FAQ’s in the link below, or email mail DriverProtection@aon.com
All Coverages are subject to the policy terms, conditions, limitations and exclusions. If there is a conflict between the information shown here and the actual insurance policy, the policy will govern. Aon Affinity is offering this optional coverage to Uber drivers. The policy is underwritten by Atlantic Specialty Insurance Company. Uber Technologies is not an insurance provider and is not performing any insurance services.
Aon Affinity is the brand name for the brokerage and program administration operations of Affinity Insurance Services, Inc. (TX 13695); (AR 100106022); in CA & MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services Inc.; in CA, Aon Affinity Insurance Services, Inc. (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency.