Setting up Instant Pay

Instant Pay lets you access your earnings at any time. You can cash out your available earnings to a bank account or debit card up to 6 times a day (once a day in NYC). You must have at least $1 in available earnings to cash out, and a $1.25 fee (free in NYC) applies each time. You can cash out up to $6,000 each week and $3000 per cashout.

To set up Instant Pay

  1. From your Driver app, select the menu button on the top left of the screen
  2. Choose Wallet > Payment Methods > Bank Account or Add debit card
  3. Enter the required information for your bank account or debit card
  4. Select Cash Out

Uber debit card options

You can sign up for the Uber Pro Card by Branch. After approval, you’ll receive your card in the mail within 8-12 business days. Some benefits include:

  • No annual fees or credit checks
  • Free automatic payouts after each completed trip*
  • Cash-back on gas and electric vehicle (EV) charging**

To use other cashout options, you must turn off automatic payouts.

The Uber Pro Card can only be associated with one account and can’t be transferred to another. Branch, who partners with Uber on the Pro Card, manages enrollment, and approval is not guaranteed.

Using personal debit cards

If you have a personal Visa, Mastercard, or Discover debit card, you can add it to Instant Pay and cash out. Not all debit cards are eligible.

While Uber strives to make Instant Pay reliable and instant, some banks may take 2-3 days to process an Instant Pay cashout. If a bank rejects a payment, or it fails in the Uber system for technical reasons, the payment will be routed to the bank account you have on file, and you’ll receive it in 1-3 business days.

Instant pay access issues

You might not be eligible for Instant Pay if:

  • You don’t have an active account
  • You have wage garnishments
  • Your account is flagged for security risk and is under review

Instant Pay taking longer than expected

Your Instant Pay transfers may take longer than expected for the following reasons:

  • Some banks take 2-3 days to process an Instant Pay cashout. If a bank rejects a payment, or it fails in the Uber system for technical reasons, the payment will be routed to the bank account you have on file, and you’ll receive it in 1-3 business days.
  • Your trip may be still processing, but we’ll make your earnings available as soon as we can. On rare occasions, we might review the trip for possible violations of Uber terms and conditions. For more information regarding missing trips, visit here.
  • Not all debit cards are eligible to accept fast funds. Banks may disable the acceptance of fast funds at any time. The name on the debit card used for Instant Pay must match the name on your Uber account. Any funds not cashed out by 4am local time on Mondays are routed to your regular bank account via direct deposit.
  • Your app access is being reviewed. Uber reserves the right to block access to Instant Pay at any time for any reason, including for improper use of the Uber app, account deactivation, or further review of completed trips.
  • Not all drivers or couriers are eligible for Instant Pay. Drivers who pay wage garnishments and Taxi partners aren’t eligible. Eligibility may change, and having access at one point doesn’t ensure future access.
  • Your account is inactive. An earner’s account must be active to access Instant Pay.
  • Fares under review for improper use aren’t eligible for Instant Pay cashouts. Deductions to your trip earnings will impact the total amount available for cashout.

Footnote:

*Delays can happen due to technical issues, but transfers are expected to happen in 1-5 seconds, on average

**Up to 10% is available for drivers and couriers with Diamond status who pay with the Uber Pro Card at the pump at ExxonMobilᵀᴹ stations associated with the Mastercard Easy Savings program. Base cash back benefit is between 6% and 2% for gas purchases and between 12% and 4% for EV charging, depending on your Uber Pro status. Total cash back you can earn with the Uber Pro Card on refueling (gas or EV charging) is $100 per month, excluding any Mastercard Easy Savings cash back. Mastercard Easy Savings may not be available in all locations. Select Credit or Bypass PIN to receive cash back for qualifying purchases. Selecting Debit or entering your PIN number will disqualify your purchase from earning cash back. In addition, only payments made at the pump are eligible. Please visit Uber Pro Card Rewards Terms & Conditions for more information on how to qualify your purchase for cash back.

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