If you are involved in a crash while driving with Uber:
We’ll reach out to confirm everyone is OK and gather any information we need.
All rides on Uber are insured. Our claims support team will guide you through the claims process and crash reporting to the insurance coverage provider in your state. There is no need to report to your personal insurance company.
Let us know what happened. We’ll reach out to confirm everyone is OK and gather any information we need.
Please provide all the relevant information about a crash at the link below.
We are committed to everyone’s safety. If you are involved in a crash, you can follow these steps:
Some people who drive with Uber are commercially licensed and insured for limousine, livery, black car, or private hire. Drivers seeking coverage for crashes on these trips should contact their commercial automobile insurance.
Once you have accepted a passenger trip, Uber maintains uninsured or underinsured motorist bodily injury coverage on your behalf. If you are in a crash, this protection may cover you if someone else is at fault and they do not have enough insurance or in the case of a hit-and-run.
How much you are insured for depends on when your crash occurred.
You are insured for liability to a third party if you are in an covered at-fault crash while online but have not yet received a trip request.
If you are in an covered at-fault crash and you have already accepted a ride request, you are insured for the following:
No, it wont. As long as you maintain comprehensive and collision coverage on your personal auto insurance, the insurance that Uber maintains on behalf of drivers will kick in. If applicable, this insurance goes toward repairs and replacement for your car up to its actual cash value. There is a $2,500 deductible that you must pay before this coverage applies. Certain vehicles offered through the Vehicle Marketplace are subject to a $1,000 deductible.
Expanding your personal auto insurance to include rideshare or delivery coverage could help protect you even more.